Experience the Financial Freedom
You Deserve

Rich Pinnell


Rich Pinnell Headshot

Rich Pinnell, CRMP, is a family-oriented man who entered the mortgage industry in 2013, nearly a decade ago. Handling some of the most complex reverse mortgage situations since the beginning, he quickly learned the process, and truly enjoyed helping his clients experience the true meaning of financial freedom.

A reverse mortgage is just a home loan that doesn’t require a regular payment, it’s a way to release some of the equity in your home without selling or taking on more debt that requires a monthly payment. FHA allows us to lend money based on the amount of equity (value less liens), the age of the youngest borrower on the loan and current interest rates. Once you complete some FHA required education we’ll help you compete the application process, order an appraisal and get the process going. 

What Is A

What is a reverse mortgage?

A reverse mortgage is just a home loan that doesn’t require a regular payment, it’s a way to release some of the equity in your home without selling or taking on more debt that requires a monthly payment. FHA allows us to lend money based on the about of equity (value less liens) you have in your home, the age of the youngest person on the loan. Once you complete some FHA required education we’ll help you compete the application process, order an appraisal and get the process going.

The Reverse Mortgage Process

Step 1: Talk with Rich About Your Reverse Mortgage

Not sure if this process is best for you? Not a problem! Reach out to Rich today to discuss reverse mortgages and discover what it can do for you.

Step 2: Attend Reverse Mortgage Counseling

Attend 3rd Party HUD approved and required counseling to understand the impact a reverse mortgage can have on your life, leaving you with additional funds to afford the cost of living. Counseling leaves you well-informed and ready to make a decision that works in your favor.

Step 3: Fill Out Your Application & Documents

Once you’re ready to start the reverse mortgage process, Rich can help you complete your application and supply the required documents needed to move the process forward.

Step 4: Your Loan File is Analized by Underwriting

After submitting your application with the necessary documents, underwriting will analyze the file and create your loan the loan documents to close your Reverse Mortgage.

Step 5: Your Loan is Finalized

The final step in the process is the finalizing of your loan. You’ll then have access to the funds you need to experience financial freedom.

Customer Feedback

Karen E.S.
June 24th, 2022 03:10 PM
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Rich traveled to my home was very kind and patient with me and explained the loan in terms that I Karen understand GREAT THANKS RICH 😊
Robin L.S.
April 8th, 2022 12:23 PM
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he really cares about the people he works with. He explains everything. I had a whole bunch of questions that he was always right there to answer and help me understand
Kenneth D.M.
March 30th, 2022 10:32 AM
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He listened, understood the circumstance and was at all times professional.
Dennis L.M.
March 17th, 2022 08:24 AM
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Friendly, caring, and professional. Knowing how hard that they worked to put this together
Penny T.M.
March 16th, 2022 10:26 AM
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He was very helpful in every aspect and stage of our loan. He is a great representative for the firm and we will certainly recommend him to anyone who needs financial help
James K.T.
January 12th, 2022 07:55 AM
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All ways available and had answers
Denise M.B.
December 3rd, 2021 09:42 AM
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He is very knowledgeable, open and honest. This is my second re-fi with him; he’s always on top of everything. Love him !
Marguerite L.B.
November 21st, 2021 06:43 AM
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Richard explained the process from beginning to end. He heat thing moving and kept me informed along the way. He even came to the title company the day I signed the final papers. Very considerate and impressive.
Tyler B.C.S.
September 5th, 2021 07:44 AM
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Rich made the refinancing of our house very easy and helped us get what we wanted while avoiding any unforeseen snags.
Sharon R.L.
July 9th, 2021 02:45 PM
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I would never trust anyone but Rich Pinnell to help us with a Reverse Mortgage. He is very confident and this makes us feel so supported. Knowing he is always here for us makes the long process so easy going. He is always there for us.
Lavonne H.
July 4th, 2021 08:55 AM
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Anytime I had questions Rich Pinnell was right there to answer them. He also made sure that I got the lowest interest rate possible. He drove an hour and a half just to come and meet me in person when we finalized the loan papers, which made it so nice to see the loan officer in person instead of just doing everything online and not getting to see the person I was working with. Rich did a fabulous job and I would recommend him to anyone that needs a loan.
Brandon V.F.
June 3rd, 2021 05:30 AM
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Rich is a true professional and bent over backwards to be helpful. Would recommend whole heartedly.
Catherine L.J.
Catherine L.J.
November 12th, 2020 07:25 AM
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Rich is personable, knowledgeable and cares about his clients well being Amazing experience working with Rich!!!
Jacqueline A.F.
November 1st, 2020 05:16 PM
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Excellent communication between me and Mr. Pinnell . My phone calls, when I left a voice message texts or emails were always answered in a timely matter.
Schnae D.M.
September 4th, 2020 10:04 AM
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Rich is very knowledgeable, communicates with clients well, and just fantastic customer service 😁
William J.L.M.
September 4th, 2020 09:51 AM
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Richard was awesome and a pleasure to have on our side. We felt like he was really looking out for our best interest and provided us with the best options available in a very clear and upfront way. We will definitely recommend Richard to any friends and family who are entering the real estate market, or having their home/financial situation evaluated.
Judith J.R.
July 2nd, 2020 05:45 AM
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Rich was very knowledgeable and helpful. We were going to go with another company, but after meeting with Rich to do some comparative shopping, we soon changed our mind and couldn’t be happier on our decision. Rich is a true professional!
Colleen D.W.
June 8th, 2020 11:06 AM
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Rich was very professional. When we had a question he was available or got back to us quickly. He was always friendly and interested in helping us. We highly recommend him to everyone. Thanks, Rich! We so appreciate all your dedicated work on our behalf.
Denise M.B.
April 9th, 2020 09:11 AM
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Richard Pinnell is highly knowledgeable about every facet of the re-financing and lending industry. He is engaging and kept me in the loop during the whole process. I would highly recommend his services to anyone!
Gayleen D.P.
March 30th, 2020 09:15 AM
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Rich made the entire process incredibly easy!!
Matthew A.P.
March 27th, 2020 08:25 AM
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Service and response to all my questions was fantastic! Great experience!!
James M.R.
February 21st, 2020 02:16 PM
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Rich was always very concerned and very helpful... When Becky started to lose hope Rich reassured her that is was going to work out... He was right it did and now we are on our way to a better place in life... The team was always there for us... Thanks to all of you... Jim & Becky
John C.L.
January 22nd, 2020 09:16 AM
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Rich makes you feel so comfortable and relaxed. He is so professional yet personal at the same time. I can not say enough good things about the whole experience. It was just so reassuring to have him helping us.
Tyler S.
 December 6th, 2019 07:33 AM
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Rich helped us buy our first house and made the entire process as enjoyable as possible. He offered timely and seasoned advice, advocated for us to other parties, and worked with us through unexpected circumstances.